Every provider fee,
verified against the contract.
Bluefyn reconstructs your provider pricing from the contracts you signed and checks every transaction against it — so finance stops trusting invoices and starts verifying them.
The leakage is structural, not sloppy
Nobody is being careless. Provider pricing is simply too tangled to verify by hand at transaction volume — tiers, FX spreads, and settlement deductions all drift from what the contract says, and the invoice arrives already reconciled to itself.
Fee overcharge and rate deviation
A tier you negotiated at 24 bps settles at 47. A per-transaction fee lands a few dollars above the schedule. Each line looks like a rounding error. Across a month at volume, it is a cost line no one signed off on.
FX markup and spread drift
The margin baked into a corridor creeps above the contracted spread. On a EUR to PHP corridor, 38 bps over the benchmark is real money — and it is invisible on a summary invoice that only shows a blended rate.
Duplicate and missing fees
The same settlement fee billed twice. A volume rebate that never posts. A spreadsheet catches these at ten transactions and quietly breaks at ten thousand — which is exactly where the leakage lives.
Upload the contract. Get the pricing logic.
Bluefyn reads the agreement you actually signed and reconstructs it as executable pricing rules. Every rule stays traceable to the clause and the page it came from, so the logic is auditable before a single transaction is checked against it.
KRW appears in both Exotic 1 and Exotic 2 currency lists — assigned to Exotic 1 per currency-group integrity rule.
Expected versus actual, on every transaction
Reconstruction is the setup. Verification is the product. Bluefyn checks every transaction against the reconstructed contract — continuously, not once a quarter — and marks each line as it goes.
+$187.23 variance on this statement. 2 line items need review.
- Fee overcharge
- Rate deviation
- Duplicate fee
- FX markup
- Missing fee
- Timing violation
One month reads like noise. A year of verification reads like this.
Fee leakage · detected vs recovered
Jul 2025 – Jun 2026
Every rail on the same ledger
Cards, bank rails, and on-chain conversions sit in one ledger. Bluefyn treats stablecoin and crypto rails as first-class conversion venues — priced against mid-market and verified beside every fiat transaction.
- Cards
- Local bank rails
- SWIFT
- Payouts
- FX conversion
- Stablecoin & on-chain
Recover with evidence, not opinions
For every flagged charge, the dispute agent drafts the case from the contract — the clause, the transaction IDs, the market rate. Your team reviews it and clicks approve.
0.90% applied vs 0.60% contracted. +30bps on $413,333 volume = $1,240 overbilled. Root cause: provider overcharge (MSA §4.2, markup on mid-rate only).
Nothing moves without your approval.
Nothing moves without your approval.
Audit-ready by construction
Every number Bluefyn produces carries its proof. When an auditor, a board member, or a provider asks how you got here, the trail is already assembled.
Evidence trails on every finding
Each discrepancy links back to the transaction, the contract clause, and the page it came from. Nothing is asserted without its source.
Per-finding evidence scores
Every flag carries a confidence score, so your team triages the strong cases first and never chases a weak one into a provider call.
22 governed report templates
Board packs, provider statements, and audit exports run from the same governed templates — the numbers reconcile because they come from one ledger.
Alerts to Slack and email
A material variance reaches the person who owns the relationship the day it happens, not in the next quarterly review.
Run one benchmark. One contract. See what you find.
Send us one provider contract and a month of statements, in whatever format they exist. We reconstruct the pricing, verify the transactions, and show you the discrepancies on your own numbers.
Request access
Start with one contract. No integration required to see the first findings.
Bluefyn never moves, holds, or custodies funds.