# Bluefyn

> Accountability for money movement. Bluefyn checks every fee you pay and every invoice you send against your contracts.

Bluefyn reads your contracts and checks every transaction against the terms behind it: FX conversions, provider and network fees, client billing and AI usage. Every finding links the transaction, the contract term and the math behind it. Bluefyn does not move money and is not tied to any provider. No engineers are needed to get started. The team is based in New York City.

## How it works
- [Contract checks](https://bluefyn.ai/#how-it-works): Every transaction, checked against the contract behind it. Bluefyn reads your contracts and flags anything that doesn't match, as it happens.
- Evidence: Every finding shows its work. Each flag links the transaction, the contract term and the math behind it.
- Disputes: Bluefyn files disputes with your providers and resolves disputes from your clients, end to end, before the window closes.

## What you pay
- [FX conversion](https://bluefyn.ai/#use-case-fx): Every provider says which benchmark it prices against. Bluefyn holds it to that source, checking each conversion's rate, spread and timestamp, so you see what the market cost and what your provider added.
- Provider and network fees: Check every fee, tier, cap and minimum, and split network cost from provider markup.

## What you bill
- [New product launches](https://bluefyn.ai/#use-case-launch): Launch without undercharging. Bluefyn checks your pricing and billing from the first transaction.
- [AI and token spend](https://bluefyn.ai/#use-case-tokens): Link every token to the customer who used it, add your spread and bill them in real time, to any account you choose. A multi-account AR subledger connects to your systems and reconciles itself, so no one matches payments to invoices by hand.

## What's next
- [Provider intelligence](https://bluefyn.ai/#use-case-fees): See which providers are live around the world and which are the best fit for your routes.
- [Agent payments](https://bluefyn.ai/#use-case-agents): Every payment an agent makes still has to match a contract.

## How Bluefyn fits
- [Works on top of what you already use](https://bluefyn.ai/#platform): Bluefyn sits above your payment providers, banks and tools, and checks every transaction as it happens. Nothing gets ripped out or replaced.

## FAQ
- What does it take to get started? No engineers are needed. Bluefyn reads your contracts and connects to the systems you already use.
- How does Bluefyn work with my existing tools? It sits on top of them. Bluefyn works with your payment providers, banks, accounting, CRM, Slack and MCP, so nothing gets ripped out or replaced.
- Does Bluefyn move money? No. Bluefyn never moves money, and it's not tied to any provider.
- What does Bluefyn check? FX conversions, provider and network fees, client billing and AI usage, each against the terms you agreed.
- What happens when something doesn't match? Bluefyn flags it with the transaction, the contract term and the math behind it. Then it files the dispute with your provider, or resolves the one from your client, before the window closes.
- Can Bluefyn bill my customers for AI usage? Yes. Link every token to the customer who used it, add your spread and bill them in real time, to any account you choose.

## Why we built Bluefyn
Zack Shooter, Co-founder and CEO: "While leading payments operations at a decacorn, my most important role was auditing provider bills line by line across dozens of vendors. I found millions in fees that should never have been charged. It runs the other way too: products launch before billing catches up, and money you're owed never gets invoiced. Money now moves at machine speed, but contracts are still enforced by hand. We built Bluefyn to close that gap."

## Company
- [About Bluefyn](https://bluefyn.ai/company): One source of truth for what money movement should cost. Bluefyn never touches your money: it reads transactions, statements and contracts, and never holds or moves a payment.

## Contact
- [Talk to us](https://calendly.com/zack-bluefyn/30min): Get a fee review.
- [Website](https://bluefyn.ai)
- [Careers](https://bluefyn.ai/careers)
- [LinkedIn](https://www.linkedin.com/company/bluefyn/)

## Optional
- [Privacy](https://bluefyn.ai/privacy)
- [Terms](https://bluefyn.ai/terms)